Why have Homwowner's insurance?

Insurance can help you with your peace of mind, knowing that in the event of a covered   loss, your damaged home will be rebuilt and your destroyed belongings will be replaced.

Dwellings and other structures

• For most of us, our home is the single largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage.
• For townhouse owners, your townhouse and separate structures are covered for almost any type of damages except for a few common exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake.

Personal Property

• Homeowners, condominium, or renters insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot, but those items all add up when you have to replace them.
• Finally, in the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner, condominium or renter policy provides liability coverage and personal property insurance should this ever occur.
• Liability, Guest Medical protection

Personal Liability

These days just about anyone can be sued as a result of their actions. As part of your Masterpiece Call and Associates insurance, offers Personal Liability coverage to help protect you and your family from any unexpected legal cases.

Unlike many polices, Call and Associates Liability insurance automatically provides you with coverage in case you are accused of slander, or causing mental anguish or bodily harm.

These types of accusations may seem trivial, but they have been known to result in costly legal battles.Our Personal Liability coverage is also offered on a worldwide basis, which means you and your family are covered wherever you may travel.